Licensing
Loan Services Disclaimer
Keystone Home Loans and Realty is an independent real estate consulting company and does not originate, negotiate, underwrite, broker, or fund mortgage loans. We provide general real estate consulting services only.
For clients seeking mortgage financing, we may refer them to Everwise Group, an independent mortgage company. All loan applications, underwriting, approvals, loan terms, and funding are handled exclusively by Everwise Group. Keystone Home Loans and Realty is not responsible for lending decisions or loan terms.
General Disclaimer
The materials provided on this website are intended for general informational purposes only. This includes news, text, graphics, and external links. Any links are provided solely for the purpose of directing the users of this website to information that may be of interest to them. Keystone Home Loans and Realty assumes no responsibility for practices or content used by websites that either link to or from this site; accessing such sites is done at your own risk.
Though efforts are made to assure that this website's content is accurate and current, the information found here is subject to change without notice. Neither Keystone Home Loans and Realty nor any of its employees, contractors, or other associates make any warranty, expressed or implied, or assume any legal liability for the accuracy, completeness, or utility of the information provided on this website. Neither does the above assume responsibility for any damages, including but not limited to compensatory or punitive damages, indirect loss of use, data, income or profit, loss of or damage to property, claims of third parties or other losses of any kind that may be suffered from the use of data found here.
Electronic communications sent to Keystone Home Loans and Realty may not be secure. Except as it may be provided for in the "Apply Now" tab; it is requested that you do not send sensitive or confidential information electronically.
This licensee is performing acts for which a real estate license is required. Everwise is licensed by the California Bureau of Real Estate, Broker # 02067255; NMLS # 1739012. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Everwise is an Equal Opportunity Mortgage Broker. (Add this for website disclaimer: The services referred to herein are not available to persons located outside the state of California.)
Everwise is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. Everwise is not acting on behalf of or at the direction of HUD/FHA or the VA.
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: +1 213-277-6579. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
EVERWISE IS LICENSED AND /OR REGISTERED TO CONDUCT residential mortgage origination under NMLS#: 1739012 and in: Arizona, Lic#1002618; California – DRE Lic/Reg# 02067255; Colorado under its NMLS# 1739012; Florida Lic/Reg # MBR3070; Oregon Lic/Reg # ML-5713; Washington Lic/Reg# MB-1739012

